Billing that finishes the job
Stop chasing people for money you’ve already earned.
Tell SettlePilot what you did. It writes the invoice, sends it, and keeps following up — then sees the money land in your account and stops on its own.
Small businesses lose money forgetting to invoice.
A job gets finished, the crew moves on to the next one, and the bill never goes out — not because anyone decided to skip it, just because nobody wrote it down before the next job started. With SettlePilot the bill takes about 30 seconds to say, so it goes out before you leave the job.

You say it once. It does the rest.
Four steps, and you only do the first one. Everything after that happens on its own, in your business’s name.
- 1
Say it
Describe the job — who it's for, what you did, what it cost — by talking or typing, like texting a friend.
- 2
It fills in the bill
SettlePilot asks only for whatever's still missing, then drafts the itemized invoice for you to review.
- 3
See your profit first
Before it goes out, you see what you paid in labor and expenses against what you billed — your profit and margin, for your eyes only.
- 4
It chases until it's Settled
Reminders go out under your business's own name, starting friendly and getting firmer if it drags on, until the invoice is marked Settled.
SettlePilot is in private testing on two real businesses. Join the waitlist and we’ll tell you the day it opens up.
Nothing to chase yet — every invoice starts here.
Built for small business owners, not accountants.
No dashboards to learn, no software to configure. It just does the job.
Talk, don't type
Describe the job out loud or by text, like you're telling a friend. No forms, nothing to learn.
Stops when you're paid
Reminders pause the moment a payment for that bill shows up, so nobody gets chased for money they already sent.
Chases, so you don't have to
Friendly at first, firmer if it drags on — always sent under your business's own name.
See your real profit
Costs and margin are worked out before the bill goes out — for your eyes only, never the customer's.
This isn't a debt collector, and it doesn't touch your money.
Every message says your company. Never ours.
No "sent by SettlePilot," no software footer. Reminders go out under your business's own name, in your voice — because to your customer, it looks like you have a real billing department on top of things.
Firm, never lawless.
However firm a reminder gets, it stays truthful and lawful — no pretending to be a lawyer, no threats it can't back up. Turn it all the way up, and it still can't get you sued.
Your money never touches us.
Your customers pay you directly, using the bank, Zelle or check details you put on the invoice. SettlePilot never holds or moves your money.
No interest, ever.
Not a setting you can turn on — there's no field for it anywhere in the product. Every payment plan is zero-interest, always.
This isn't your accounting system — it's what happens before it. It turns a finished job into an invoice with the margin already worked out, chases it until paid, and gives your accountant a clean export to bring into QuickBooks. Nothing changes about how you file or close.
Simple, flat pricing.
No per-invoice fees. No surprise add-ons.
Invoicing, chasing, and the private profit panel are in every tier, never gated — tiers differ only on how much you have outstanding and how many businesses you run. No interest, anywhere, ever.
Questions people ask.
How long does one bill take?
About thirty seconds. Describe the job like you're texting a friend, and it fills in the rest.
Do I have to learn anything?
No. If you can answer a question out loud, you can run your billing.
Do I have to type in prices every time?
No. Load your rate sheet once and it prices the job for you. You can still change any line before it goes out.
Can I fix an invoice after it's sent?
Any time — change a price, fix a line, add a receipt you forgot. You approve the correction, and it goes back out with a clear record of what changed.
Why does it ask what I paid in labor?
So it can show you your profit and margin the second you finish answering — you know if the job was worth it before the bill even goes out.
Does my customer see my costs?
Never. Labor and expenses stay on your side of the screen. They only ever see what they owe.
What about my good customers?
You can give any customer more room before reminders start, and keep them friendly longer — looser for the ones you trust, tighter for the ones who always make you wait.
Can I still step in myself?
Any time. It's your account, your customers, your call — SettlePilot just never forgets and never gets tired.